Understanding Disputing Roof Depreciation in Insurance Claims

Insurers use 'functional age' to depreciate your roof—even if it was fine before the storm. How to challenge depreciation schedules with contractor statements and code upgrade arguments.

Your roof is your home's first line of defense against the elements. Making informed decisions about roofing materials, maintenance, and when to repair vs replace can save you tens of thousands of dollars over your homeownership journey.

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